Across social media, headlines about a mysterious “$1,390 IRS direct deposit” have caught the attention of millions of Americans. For families watching their finances closely, it sounds like welcome relief — but is it real? The truth is more complex than viral posts suggest. While some taxpayers may see a deposit near that amount, there is no new universal IRS payment or stimulus check for 2025. Understanding what this figure really means, who might qualify, and how to confirm legitimate deposits is key before expecting any funds.
No Official $1,390 Payment Approved by the IRS
Despite widespread online claims, the IRS has not announced or approved any $1,390 direct payment program for all taxpayers. Unlike the stimulus checks distributed during the COVID-19 era, there’s no current federal legislation or Treasury directive authorizing a new round of relief deposits in 2025. The $1,390 figure likely originated from misleading social media posts using official-looking graphics and exaggerated headlines. Major fact-checking outlets and the U.S. Treasury Department have confirmed there are no new relief payments or mass deposits planned under that amount.
What the $1,390 Number Actually Refers To
The $1,390 figure most likely reflects the average U.S. tax refund or credit-based adjustment many taxpayers receive each year. Refunds depend entirely on individual income, filing status, and the credits claimed. Some taxpayers who qualify for Earned Income Tax Credit (EITC), Child Tax Credit (CTC), or education credits could receive a refund around that range — but these are regular tax refunds, not new federal relief payments. Others may see that figure if they filed an amended return, corrected an error, or recently resolved an IRS overpayment adjustment.
Who Could Receive a Payment Around $1,390
While there’s no new nationwide payout, some taxpayers may still see a direct deposit close to that amount depending on their individual tax details. You may qualify if you filed a 2024 return with an overpayment balance, claimed refundable credits like EITC or CTC, or submitted an amended return that resulted in a refund. Low- to moderate-income families, parents with dependents, and individuals whose income dropped in 2024 are most likely to receive refunds within the $1,000–$1,500 range.
How to Check Your IRS Payment Status
If you’re unsure whether you’re due a refund, use the IRS’s official “Where’s My Refund?” tool at irs.gov/refunds. You can also log in to your secure IRS Online Account to check the exact status of any pending payments. Legitimate refunds appear under “U.S. Treasury” in your bank statement. The IRS never sends texts, emails, or social messages to confirm eligibility or request banking details — any such communication is fraudulent.
Beware of Scams and Fake Payment Alerts
Scammers often exploit trending financial rumors to steal personal data. Messages claiming you must “verify your information to claim the $1,390 deposit” are fake. The IRS never asks for Social Security numbers, card details, or login credentials via phone or text. Always double-check claims through official IRS channels and never click on links from unsolicited messages.
Disclaimer:
This article is for informational purposes only. The IRS has not confirmed or authorized any $1,390 universal payment as of December 2025. Always check official IRS sources for verified updates.